Thomas Gregory Associates is one of the country’s leading insurance brokers for egg and poultry producing companies. Our success and growth within the poultry industry is in direct correlation to our understanding of your operations and our unique ability to convert your exposures into a progressive risk management and insurance program.
The poultry industry represents many volatile exposures and potential losses to insurance companies. Most often insurance companies do not fully comprehend the exposures presented by environmentally controlled housing for chickens, computer technology to control egg flow, quality control, and packaging. This misunderstanding on the part of insurance companies creates misconceptions and translates into inappropriate, costly insurance protection.
Thomas Gregory Associates’ role as your insurance broker is to transform insurance company misconceptions and fear into understanding and underwriting enthusiasm toward your company’s insurance coverages. We have accomplished this task with several insurance companies.
These insurance companies are now prepared to amend standard coverage forms with Thomas Gregory Associates’ proprietary language to provide coverage forms not understood or available from other brokers or companies. This has been accomplished through the efforts of Thomas Gregory Associates and is a direct result of our understanding your industry.
Most insurers offering coverage for your industry do not cover animal mortality or loss of business income resulting from loss of birds. Thomas Gregory Associates’ proprietary and copyrighted form provides coverage for your lost chickens at a predetermined value plus the loss of business income relative to the completion of your growth cycle and the extra expenses incurred to purchase new birds.
Our expertise and understanding of your industry and insurance enables us to identify and address the specific issues relative to your industry including the following:
- Product Recall coverages for Class I, II and III type recalls, market rehabilitation and loss of income due to recalls
- Losses to livestock due to contaminated feeds
- Loss of production from smoke damage to birds
- Loss of Environment coverage with specific Agreed Values for BII and Bird Values
- Change in Atmosphere coverage for livestock, poultry, and perishable products
- Biosecurity coverages
- Off-Premises Service losses
- Full Blanket Limits with high capacity.
The role of Thomas Gregory Associates in working with your company is to utilize our industry expertise to represent your firm to the insurance industry. Our expertise and growth within the poultry business allows us to continually change and refine coverages for your industry. The poultry industry is a fast evolving industry, especially with technology continuing to drive the manner in which you operate your farms. Thomas Gregory Associates keeps pace with your changes and continues to enhance coverages accordingly. Our risk management expertise has enabled us to place coverage with the standard markets at standard market rates which keeps costs down while allowing for broad terms and conditions.
Whether you are seeking the most sophisticated protection for your birds, product recall, workers' compensation, or automobile coverage, Thomas Gregory Associates, will provide your company with creative solutions to your complex problems.